Federal Grants

About Our Division

Attached to the Neighborhood Services Department, the Federal Grants/Housing Assistance Division oversees federal grants that fund programs benefiting Covington homeowners – including down payment assistance and emergency repairs – and help pay for improvements to infrastructure like roads, sidewalks, and parks.

It does this by engaging the public to help create an annual plan for those grants, primarily from the federal HOME and Community Development Block Grant (CDBG) programs.

Initiatives

Homeowner Repair Program: Gives grants of up to $10,000 to help low-income homeowners with urgent repairs of conditions in their home that pose a threat to the life, health, and safety of people living there, such as certain electrical problems, plumbing issues, malfunctioning AC units and furnaces, leaky roofs, and wheelchair ramps.

You must apply online, and note you must create an account before you apply. If you need help accessing the online application or completing the application, contact Housing Development Specialist Archie Ice at (859) 292-2124 or aice@covingtonky.gov.

Homebuyer Assistance Loans: Gives deferred, forgivable loans of up to $10,000 to help low-income homebuyers with lender-required down payment and closing costs.

You must apply online, and note you must create an account before you apply. If you need help accessing the online application or completing the application, contact CDBG/HOME Program Coordinator John Hammons at (859) 292-2105 or jhammons@covingtonky.gov.

Documents

  • CDBG/HOME Consolidated Plan 2020-2025: The Five-Year Consolidated Plan assesses affordable housing and community development needs and market conditions and makes data-driven, place-based investment decisions. Its planning process serves as the framework for a community-wide dialogue to identify housing and community development priorities that align and focus funding from the CDBG and HOME programs.
  • CDBG/HOME Annual Action Plan 2021-2022: This plan provides a concise summary of the actions, activities, and specific federal and non-federal resources that will be used each year to address the priority needs and specific goals identified by the Five-Year Plan. NOTE: Given the five-year cycle, the 2021-22 plan is included in the Five-Year Plan above.
  • CDBG/HOME Consolidated Annual Plan Evaluation Report (CAPER) PY 2021-2022 DRAFT: This annual report outlines accomplishments and progress toward Consolidated Plan goals.
  • Covington HOME Consortium Citizen Participation Plan: This plan outlines the process that the City will undertake to solicit community input into the development of the Five-Year Consolidated Plan, the Annual Action Plan, and the CAPER.

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